Current rates.
Deposit, certificate, and IRA rates — effective 9/16/2025. Updated regularly.
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Deposit, Certificate & IRA Rates
Effective 9/16/2025
| Account | Minimum Balance | APY |
|---|---|---|
|
Prime Savings |
$25 |
0.15% |
|
Regular Savings |
$0 |
0.15% |
|
Christmas Club |
$0 |
0.25% |
|
Regular Checking |
$500 |
0.05% |
|
Economy Checking |
$0 |
0.00% |
|
Money Market Checking |
$2,500 |
0.30% |
Minimum balance required to earn dividends and/or avoid monthly fees. APY = Annual percentage yield. Rates subject to change. Call (800) 388-1318 for complete details.
Looking for loan rates?
Auto, mortgage, HELOC, personal, boat, RV, and specialty loan rates are listed on the Loans page. Or call (800) 388-1318 to talk through what fits.