Current rates.

Deposit, certificate, and IRA rates — effective 9/16/2025. Updated regularly.

Open an Account See loan rates

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Deposit, Certificate & IRA Rates

Effective 9/16/2025

Account	Minimum Balance*	APY**
Prime Savings	$25	0.15%
Regular Savings	$0	0.15%
Christmas Club	$0	0.25%
Regular Checking	$500	0.05%
Economy Checking	$0	0.00%
Money Market Checking	$2,500	0.30%

Term	Minimum Balance*	APY**
91-day	$500	2.89%
91-day	$10,000	3.10%
6-month	$500	3.04%
6-month	$10,000	3.24%
1 year	$500	2.86%
1 year	$10,000	3.06%
2 year	$500	2.73%
3 year	$500	2.11%
4 year	$500	1.99%
5 year	$500	2.09%

Term	Minimum Balance*	APY**
Passbook	$500	0.30%
6 month	$500	3.24%
1 year	$500	3.06%
2 year	$500	2.73%
3 year	$500	2.11%

*Minimum balance required to earn dividends and/or avoid monthly fees.

**APY = Annual percentage yield. Rates subject to change. Call (800) 388-1318 for complete details.

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Looking for loan rates?

Auto, mortgage, HELOC, personal, boat, RV, and specialty loan rates are listed on the Loans page. Or call (800) 388-1318 to talk through what fits.

Questions? Just ask.

Call (800) 388-1318 or visit your local branch.

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